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CURRENT RATES & FEES
Savings Rates:
All rates, terms, fees, and processing charges are subject to change without notice. For updated information please contact the credit union at 601-354-6633 or 800-877-5956.
Rates effective as of 10-01-2010 (Tier) based on balance in the account:
| $0 to $ 749.00 |
0.00% APR |
| $749.01 to $4,999.00 |
0.25% APR |
| $4,999.01 to $19,999.00 |
0.25% APR |
| $19,999.01 to $49,999.00 |
0.75% APR |
| $49,999.01 to Above |
1.00% APR |
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Loan Rates
Effective May 1, 2011, the following loan rates are in effect. Rates and limits will be based on performance categories, A, B, C, & D, which are determined by beacon score ranges (listed under each category heading). The changes below affect all new loans, new advances on existing open-end loans and new VISAs.
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| Loan type |
A Category |
B Category |
C Category |
D Category |
| & terms |
700 + |
650 - 699 |
575 - 649 |
574 & Below |
| Vehicle Loans |
Rate |
Rate |
Rate |
Rate |
| New / Used |
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No Matching |
| 01-36 Months |
3.00% |
5.00% |
12.50% |
16.00% |
| 37-60 Months |
4.25% |
5.25% |
13.00% |
17.00% |
| 61-72 Months |
5.25% |
6.50% |
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| Unsecured (Signature) |
Max. $5,000 |
Max. $5,000 |
Max. $5,000 |
Max. $2,000 |
| 36 Mo. Max. Term |
9.50% |
11.50% |
15.00% |
18.00% |
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| Line of Credit |
Max. $5,000 |
Max. $5,000 |
Max. $5,000 |
Not |
| 36 Mo. Max. Term |
9.50% |
11.50% |
15.00% |
Available |
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| VISA |
Max. $5,000 |
Max. $5,000 |
Max. $2,000 |
Max. $500 |
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10.90% |
12.50% |
15.50% |
17.90% |
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Share & Certificate Secured
60 Mo. Max. Term |
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Maximum is Dollar Amount on Deposit in Shares and / or Certificate 3% Above Share / Certificate Rate
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> click here to see our fee schedule |
